Retirement Plans

A well-designed retirement plan does more than help employees save — it builds loyalty, engagement, and financial well-being across your organization.

With over 40 years of expertise, Westchester Benefit Group helps employers of all sizes design and manage cost-effective, compliant, and high-participation retirement plans that serve both owners and employees.

We tailor every plan to your company’s demographics and goals, ensuring simplicity for employees and maximum benefit for leadership. Our fiduciary-driven approach means we go beyond plan setup — providing ongoing support, education, and guidance to ensure long-term success.

Our retirement plan strategies focus on:

• Maximizing owner and employee deferrals

• Driving participation through automatic enrollment & education

• Encouraging employee engagement and retention

• Maximizing corporate tax deductions

• Maintaining full ERISA & DOL compliance

Plan options include:

• Defined Contribution Plans — 401(k), 403(b), SEP IRA, SIMPLE IRA

• Defined Benefit Plans — Cash Balance, Money-Purchase, Target Benefit

• Non-Qualified Plans — Executive & Deferred Compensation

Whether you’re refining an existing plan or starting from scratch, we’ll help you implement a program that’s right for your business, your people, and your future.